We are an equipment financing firm that specializes
in the construction industry

 

Faqs

Why should I choose Iron Funding?

Iron Funding is the leading equipment financing company owning a large portfolio of satisfied clients. Unlike others, we work with our clients to understand their needs and budget. We propose the best customized financing options.

 

We guarantee :

  • Multi Tiered Credit Approvals
  • Prime, Near Prime and Sub Prime Loans
  • Simple Application Program with Full Back Office Assistance
  • Zero Down Payments
  • Faster Service – Customized Payment plans
  • Standard lease payments that do not increase, even when interest rates increase
  • Settlement of the supplier invoice upon installation/delivery.

 

Will my payments increase if inflation or interest rates rise?
No. You will be required to pay the regular lease payments, which remains unaffected by the changing interest rates or inflation. You can budget your cash flow more efficiently. With the rise in inflation, the overall cost of your equipment goes down since it is on fixed value basis.

 

Are there tax benefits associated with leasing?
All lease payments are considered an allowable business expense, which means your business is allowed to write off the whole payment (principal and interest).

 

How does a lease work?
A lease agreement is a contract between you and the leasing company, allowing you to have/use the equipment while making payments. Once the payments reach the total owed, you obtain ownership of the equipment.

 

In most leasing plans, you simply make monthly payments until the equipment price is met.

 

How long will it take to get an approval?

Upon receipt of your leasing request, the processing of your application will begin immediately. Once we have obtained all required information, our representative will advise you of our financing decision. 99% of our loan programs are application only for all credit types. We ask you 7 simple questions over the phone and offer a decision and terms within 3-4 hours. (Some cases may require more time).

 

What type of equipment can I lease with Iron Funding?
Iron Funding allows you to lease all types of construction equipment, which includes:
– Cranes
– Compactors
– Crawlers
– Dozers
– Dump Trucks
– Excavators
– Drilling Equipment
– Lifts
– Other Equipment

 

How much do Iron Funding customers have to pay up front?
Zero! Almost every equipment finance company will charge you an upfront fee or deposit. We at Iron Funding will never charge you a single cent!

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